Home Loans are simple right?

You submit your details, hope that a product fits your needs, send in an application and you’re done… except it’s never that simple, is it?

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Loans Approved


Home Loans


Combined Loans


Approved Within 7 days

Orica Financial Services provide a variety of different home loans to suit your needs

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Fixed Rate Loans
Reverse Mortgage Loans
Standard Variable Rate Loans
Basic Variable Rate Loans
Split Home Loans

Frequently Asked Questions

Here at Orica Financial Services we offer a full service to our financial customers and often deal with customers who would not normally qualify for a loan from banks due to their current income source.

But at Orica we work harder for our valued customers, and we also have great relationships with many other residential and business lenders and finance companies. With access to hundreds of loans, options and solutions, we can provide you with a custom solution to suit nearly any situation.

Each loan is discussed and planned on a case-by-case basis with the aim of sourcing the best loan for our customers situation, whether through a traditional large bank or a special lender.

We handle all of our clients with options.

What kind of clients do you work with?
We work with businesses, home owners and employed people.
What is your turn around time?
Depending on the customer loan requirements, we can have a loan lodged within 7 days.
Do you work after hours?
Sometimes our team have to work after hours, and if you need some help after hours, please contact us.

Construction Loan Options

Specialist Construction Loans

A Construction loan for borrowers who fall outside of typical lending guidelines.

Features include:
Full doc up to 90% LVR
Lo doc up to 80% LVR
Non-genuine savings – including borrowed funds to complete
No Credit Scoring
Unlimited defaults, judgements and writs to $1,000 (paid or unpaid)
Unlimited defaults, judgements and writs >$1,000 (paid or unpaid) listed >24 months
Discharged bankrupt (1 day)
Full doc from 5.69%pa (comparison rate 6.13%pa)*
Lo doc from 6.09%pa (comparison rate 6.54%pa)*

NB: Lending criteria, terms, conditions apply

 Private / Low Doc Construction Finance (NO PRE SALES)

  • Up to 85% of Total Development Cost (TDC)
  • Up to 75% of Gross Realisable Value (GRV)
  • Loan amount up to $30M
  • No Financials required
  • No Pre-sales
  • No Pre-sale options available
  • Developers with adverse credit history also considered
  • Incomplete projects considered
  • Lending assessment and criteria applies

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